Are You The Doctor?
When a simple question carries layers of bias and identity. The Frugal Doctor reflects on perception, bias and resilience.
doctor life
Opportunity Cost: my Car Purchase Cost me $159 900?
Discover how a $23,800 car purchase led to a $159,900 opportunity cost. Learn about the hidden expenses of car ownership and smarter financial choices.
Increasing Income from Self Employment to Employee?
Discover how moving from self-employment to employee can increase income while improving flexibility, stability, and work-life balance.
When Negotiations Fail Know Your Worth
Sometimes growth means walking away. When job negotiations failed, I learned the power of knowing my worth and valuing my time.
Time: The Most Valuable Currency
From international student to net-worth millionaire. A journey that proves time, not money, is life’s most valuable currency.
Turning point: Choosing Time Over my Roster
In 2016 I realised my time wasn’t my own – so I stepped off the fast track to choose freedom. The turning point toward financial independence.