Golden Handcuffs: The Prison I Feel at Home In
Am I feeling at home in prison? Are golden handcuffs keeping me there?
💰Financial Independence
Every dollar invested is a little more time bought back. These reflections explore saving, investing, and mindful spending, and the slow, deliberate work of buying back the freedom to live now, not just later.
How Do I Want to Feel Today?
Moving from doing to being in semi-retirement. Choosing to ask myself how do I want to feel today?
Build Wealth Slowly: An Immigrant’s Journey
From walking to hospital placements with holes in my shoes to building a wealth engine. A personal letter about the journey so far.
Mind Lost: Crisis During Mini-Retirement
I lost my mind during our mini-retirement, or did my mind lose me? My life will never be the same.
The Slow vs Fast Path to Financial Independence
What’s the point of financial independence if you forget to live? Fast FIRE versus slowing down.
Milestones on Financial Independence Journey
A sea-change lifestyle, Coast FI to retire at 52, and semi-retirement: the milestones on my financial independence journey so far.
Breakdown of Annual Expenses and Financial Independence
I spent AUD$69,967 in 2025. Split into necessary, discretionary, and occupational, it shows my FIRE numbers are already within reach.
Superannuation in Your 40s: It’s Not Too Late to Catch Up
The gender super gap is real, but your 40s offer powerful catch-up years. Small steps today can transform your retirement tomorrow.
How We Manage Money as a Couple (Without Fighting)
We split money three ways: yours, mine, and ours. Here is exactly how we manage our money without conflict.
Does My Stuff Own Me or Do I Own It?
Does my stuff own me, or do I own it? Some thoughts from packing a 40L bag for four months away.
Market Downturn as Debt Recycling Opportunity
Markets are down, so I’m buying more and restructuring my mortgage at the same time. Here’s my first real trial of debt recycling.
Opportunity Cost: My $159,900 Car?
Twelve years ago I paid $23,800 for a new car. If I’d invested it instead, I’d have $159,900.
Increasing Income from Self-Employment to Employee?
Moving from sole trader to employee sounds like a pay cut. For me, it more than doubled my income.
The Twelve Days of Semi-Retirement?
Twelve days of work, eighteen days of freedom, this is what semi-retirement looks like for me. A rhythm of earning, living and being.
Are Meal Kits Worth the Cost?
Is HelloFresh worth it? Here’s our real cost breakdown, and the discount hacks that made it cheaper.
Should I Pay for Financial Advice?
Wondering if financial advice is worth it? Here’s what I learnt, and how independent advice helped me.