Skip to content

Disclosure & Disclaimer

Welcome to Time Rich FI. I’m glad you’re here. This website is a space where The Frugal Doctor shares personal reflections, lessons, and experiences around financial independence, intentional living, and designing a life rich in time and meaning.

General Information Only

The information shared on this site is for general informational and educational purposes only. It reflects my own views and personal journey. Nothing on this website should be taken as personal financial, medical, or professional advice.

Everyone’s situation is different. Please consult a qualified professional, such as a licensed financial adviser or accountant, before making decisions based on any content found here.

No Licence, No Personal Advice

I am not a licensed financial adviser and do not hold an Australian Financial Services Licence (AFSL). Nothing on this site is personal financial product advice tailored to your circumstances. I share what has worked for me, not a recommendation for what will work for you.

Affiliate Disclosure

Some posts on Time Rich FI may contain affiliate links in future. This means that if you click on a link and make a purchase, I may earn a small commission at no extra cost to you.

No affiliate links are currently active. If and when they are added, these commissions will help support the ongoing work that goes into creating and maintaining this site. I only recommend products, books, or resources that I have personally used, read, or believe add genuine value to your financial and personal growth journey.

Accuracy and Updates

While I strive to share accurate, up-to-date information, I make no guarantees about the completeness or reliability of any content on this website. The financial landscape, and life itself, changes over time. You’re encouraged to verify any information before acting on it.

Personal Responsibility

By using this website, you acknowledge that you are responsible for your own financial and life decisions. The goal of Time Rich FI is to inspire reflection and intentional action, not to replace professional advice.

Contact

If you have any questions about this disclosure or the site content, you can reach out via the Contact page.