Build Wealth Slowly: An Immigrant’s Journey
From walking to hospital placements with holes in my shoes to building a wealth engine. A personal letter about the journey so far.
TimeRichFi
Mind Lost: Crisis During Mini-Retirement
I lost my mind during our mini-retirement or did my mind lose me? My life will never be the same.
The Brevity of Life: A Lesson from Medicine
A reflection from early medical training on witnessing death and the confronting reality of life’s fragility and brevity.
The Slow vs Fast Path to Financial Independence
What’s the point of financial independence if you forget to live? A fresh perspective on slowing down, finding balance, and creating a rich life today.
Milestones on Financial Independence Journey
Reflecting on milestones on my financial independence journey: from a sea-change lifestyle, to Coast FI, and semi-retirement.
Breakdown of Annual Expenses and Financial Independence
Annual expenses breakdown showing how necessary, discretionary, and mini-retirement spending inform the journey to Financial Independence Retire Early.
Running Farther Each Year
The goal is to run farther each year than the previous year. Will the running streak continue? It will be the eighth consecutive year.
Superannuation in Your 40s: It’s Not Too Late to Catch Up
The gender super gap is real, but your 40s offer powerful catch-up years. Small steps today can transform your retirement tomorrow.
How We Manage Money as a Couple (Without Fighting)
Managing money as a couple doesn’t have to lead to fights. Here’s how we combine finances: keeping independence, teamwork, and shared goals in balance.
How Much to Tip When You Travel in South America?
Tipping abroad isn’t just about money – it’s about gratitude, fairness, and values. Reflecting on how giving generously reveals what we truly value.