Should I Pay Off the Mortgage or Invest?
Explore my journey balancing mortgage repayments and investing. Finding clarity between logic, emotion and the FIRE mindset.
TimeRichFi
How do I Live Life on my Own Terms?
From medicine to mindful living – I share how embracing change, purpose and financial independence helped me live life on my own terms.
Bring on Early Retirement: Let’s go Scuba!
Living early retirement life now—exploring scuba diving in the Maldives and Vanuatu. Intentional travel and embracing experiences brings freedom today.
Run Your Own Race: Life Lessons From Running
Discover how pacing yourself in running mirrors life and financial independence. Embrace your unique journey with patience and purpose.
How Much Is Enough? Fulfillment in FI
Redefine what “enough” really means. Financial independence is more than numbers—it’s the freedom to live with health, time, and fulfilment.
Do We Often Take Hot Showers for Granted?
Reflect on the luxury of hot showers and the privilege they represent. Explore personal stories and the importance of appreciating everyday comforts.
Bring on Early Retirement: Surf’s Up!
From landlocked beginnings to surfing in early retirement — find joy, freedom, and fulfilment in learning new skills and living intentionally
How Much Does a Frugal Wedding Really Cost?
Discover how we planned a meaningful wedding on a budget — creative, personal, and frugal without sacrificing style or joy..
Alpine Adventure: Embracing Nature and Playfulness
Experience the thrill of alpine hiking through breathtaking landscapes, playful moments, and reflections on living fully.
When Negotiations Fail Know Your Worth
Sometimes growth means walking away. When job negotiations failed, I learned the power of knowing my worth and valuing my time.
Travel Experiences and Memory Dividends
Travel experiences pay memory dividends—returns of joy, growth, and connection. Learn to invest in moments that make life truly rich.
Time: The Most Valuable Currency
From international student to net-worth millionaire. A journey that proves time, not money, is life’s most valuable currency.
Savings Rate: The Key to Financial Independence
My years as a poor medical student sharpened my frugality — and inspired The Frugal Doctor. Here’s how I learned saving alone won’t build wealth
Pay Yourself First: Building Financial Freedom
Pay yourself first changed how I manage money. Prioritising savings created balance and freedom on my journey to financial independence.
Turning point: Choosing Time Over my Roster
In 2016 I realised my time wasn’t my own – so I stepped off the fast track to choose freedom. The turning point toward financial independence.
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