Market Downturn as Debt Recycling Opportunity
Learn how a market downturn can be a debt recycling opportunity. Discover strategies to grow wealth, reduce tax, and invest wisely during volatile times.
investing
Should I Pay Off the Mortgage or Invest?
Explore my journey balancing mortgage repayments and investing. Finding clarity between logic, emotion and the FIRE mindset.
Savings Rate: The Key to Financial Independence
My years as a poor medical student sharpened my frugality — and inspired The Frugal Doctor. Here’s how I learned saving alone won’t build wealth
Pay Yourself First: Building Financial Freedom
Pay yourself first changed how I manage money. Prioritising savings created balance and freedom on my journey to financial independence.