financial independence

Golden Handcuffs: The Prison I Feel at Home In

Am I feeling at home in prison? Are golden handcuffs keeping me there?

From walking to hospital placements with holes in my shoes to building a wealth engine. A personal letter about the journey so far.

I lost my mind during our mini-retirement, or did my mind lose me? My life will never be the same.

What’s the point of financial independence if you forget to live? Fast FIRE versus slowing down.

A sea-change lifestyle, Coast FI to retire at 52, and semi-retirement: the milestones on my financial independence journey so far.

I spent AUD$69,967 in 2025. Split into necessary, discretionary, and occupational, it shows my FIRE numbers are already within reach.

The gender super gap is real, but your 40s offer powerful catch-up years. Small steps today can transform your retirement tomorrow.

We split money three ways: yours, mine, and ours. Here is exactly how we manage our money without conflict.

From generous drivers to demanding luggage handlers, tipping in South America isn’t always straightforward.

Our mini-retirement has begun! Four months of travel, memory dividends, and living life on our own terms.

Twelve years ago I paid $23,800 for a new car. If I’d invested it instead, I’d have $159,900.

Wondering if financial advice is worth it? Here’s what I learnt, and how independent advice helped me.

Explore my journey balancing mortgage repayments and investing.

I dreamt of being a neurosurgeon. I became a semi-retired GP living by the sea instead.

Redefine what enough really means. Financial independence is more than numbers: it’s freedom to live with health, time and fulfilment.

Travel experiences pay memory dividends. Returns of joy, growth and adventure, invested in moments that make life feel truly rich.