Superannuation in Your 40s: It’s Not Too Late to Catch Up
The gender super gap is real, but your 40s offer powerful catch-up years. Small steps today can transform your retirement tomorrow.
financial independence
How We Manage Money as a Couple (Without Fighting)
Managing money as a couple doesn’t have to lead to fights. Here’s how we combine finances—keeping independence, teamwork, and shared goals in balance.
How Much to Tip When You Travel in South America?
Tipping abroad isn’t just about money – it’s about gratitude, fairness, and values. Reflecting on how giving generously reveals what we truly value.
Mini-Retirement is Finally Here: 4 months of Adventure
“Our mini-retirement has begun! Four months of travel, freedom, and intentional living – embracing time rich adventurers across South America.”
Opportunity Cost: my Car Purchase Cost me $159 900?
Discover how a $23,800 car purchase led to a $159,900 opportunity cost. Learn about the hidden expenses of car ownership and smarter financial choices.
Should I Pay for Financial Advice?
Wondering if financial advice is worth it? I share my personal experience, what I learned, and how independent advice helped me on journey to retire early.
Should I Pay Off the Mortgage or Invest?
Explore my journey balancing mortgage repayments and investing. Finding clarity between logic, emotion and the FIRE mindset.
How do I Live Life on my Own Terms?
From medicine to mindful living – I share how embracing change, purpose and financial independence helped me live life on my own terms.
How Much Is Enough? Fulfillment in FI
Redefine what “enough” really means. Financial independence is more than numbers—it’s the freedom to live with health, time, and fulfilment.
Travel Experiences and Memory Dividends
Travel experiences pay memory dividends—returns of joy, growth, and connection. Learn to invest in moments that make life truly rich.
Time: The Most Valuable Currency
From international student to net-worth millionaire. A journey that proves time, not money, is life’s most valuable currency.
Savings Rate: The Key to Financial Independence
My years as a poor medical student sharpened my frugality — and inspired The Frugal Doctor. Here’s how I learned saving alone won’t build wealth
Pay Yourself First: Building Financial Freedom
Pay yourself first changed how I manage money. Prioritising savings created balance and freedom on my journey to financial independence.
Turning point: Choosing Time Over my Roster
In 2016 I realised my time wasn’t my own – so I stepped off the fast track to choose freedom. The turning point toward financial independence.