Learn practical strategies to achieve financial independence and early retirement. Discover tips on saving, investing, frugality, building passive income, and designing a life where time and freedom matter most. These posts are for anyone aiming to take control of their finances, retire early or live life on their own terms.
TheFrugalDoctor loves a bargain it is early March 2025 TheStockMarket is in the red it’s been “tumbling” down. The goal for the financial year ending June 2025 is to invest $52 500 into my taxable… SALE! Market is down debt recycling opportunity?
In January 2013 TheFrugalDoctor bought their very ever first car for $23800. I paid cash for it. I delayed the buying of the car by a whole year. During internship I used to be get… Opportunity cost: my $23 800 car cost me $159 900?
Why am I still working? Is there light in sight? Twelve days each month is enough for now. For each day of work there is a reason in sight. Let’s count in the reasons, shall… The Twelve Days of Semi-Retirement?
Prices of groceries have gone up. Are meal kits a cost effective option? We are currently spending on average $1200 a month on groceries. This price also includes toiletries, everyday household items, takeaway and eating… Are Meal Kits Like HelloFresh worth the cost?
When I started the journey of building wealth. I remember in my first year of working as an intern trying to get financial advice. Some advisors would say come back when you have six figures… Should I pay for financial advice?
I have asked myself many times whether I should pay off the mortgage, invest or do both? Why buy a home? I wanted a place to call my own, a place to put roots down.… Should I pay off the mortgage or invest?
How much is enough wealth? How much is enough health? How much is enough time? How much is enough love? How much is enough to survive? How much is enough to thrive? Enough is feeling… How much is enough?
I am naturally a saver, it might be that the the eight years as a poor student have a part to play. As a medical student we had about 32 contact hours in lectures/tutorials. Outside… Savings rate
I first came across the concept of pay yourself first in The Barefoot Investor by Scott Pape in 2016. At that time I was saving for a house deposit, I had an online savings account… Pay myself first
It was 2016 when my time was not my own, prior to making any plans I had to check my roster. Sorry I am working all weekend, sorry I am on night shifts for next… Turning point