Inspiration to Live Life on Your Own Terms.
Discover reflections on the path to Financial Independence through stories and tips from The Frugal Doctor. All images capture moments from our travel adventures, both near and far.
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Time: The Most Valuable Currency
From international student to net-worth millionaire. A journey that proves time, not money, is life’s most valuable currency.
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Savings Rate: The Key to Financial Independence
My years as a poor medical student sharpened my frugality — and inspired The Frugal Doctor. Here’s how I learned saving alone won’t build wealth
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Pay Yourself First: Building Financial Freedom
Pay yourself first changed how I manage money. Prioritising savings created balance and freedom on my journey to financial independence.
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Turning point: Choosing Time Over my Roster
In 2016 I realised my time wasn’t my own – so I stepped off the fast track to choose freedom. The turning point toward financial independence.
