Breakdown of Annual Expenses and Financial Independence
Annual expenses breakdown showing how necessary, discretionary, and mini-retirement spending inform the journey to Financial Independence Retire Early.
TimeRichFi
Running Farther Each Year
The goal is to run farther each year than the previous year. Will the running streak continue? It will be the eighth consecutive year.
Superannuation in Your 40s: Itās Not Too Late to Catch Up
The gender super gap is real, but your 40s offer powerful catch-up years. Small steps today can transform your retirement tomorrow.
How We Manage Money as a Couple (Without Fighting)
Managing money as a couple doesnāt have to lead to fights. Hereās how we combine financesākeeping independence, teamwork, and shared goals in balance.
How Much to Tip When You Travel in South America?
Tipping abroad isnāt just about money – itās about gratitude, fairness, and values. Reflecting on how giving generously reveals what we truly value.