Inspiration to Live Life on Your Own Terms.
Discover reflections on the path to Financial Independence through stories and tips from The Frugal Doctor. All images capture moments from our travel adventures, both near and far.
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Superannuation in Your 40s: It’s Not Too Late to Catch Up
The gender super gap is real, but your 40s offer powerful catch-up years. Small steps today can transform your retirement tomorrow.
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How We Manage Money as a Couple (Without Fighting)
Managing money as a couple doesn’t have to lead to fights. Here’s how we combine finances—keeping independence, teamwork, and shared goals in balance.
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How Much to Tip When You Travel in South America?
Tipping abroad isn’t just about money – it’s about gratitude, fairness, and values. Reflecting on how giving generously reveals what we truly value.
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When Plans Don’t Go to Plan: A Detour in Argentina
When travel plans go off track, adventure begins. Our 14-hour detour from Chile to Argentina became a journey of faith, kindness, and serendipity.
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How Much Does it Cost to Visit the Galápagos Islands?
How much does it really cost to visit the Galápagos Islands? Discover our frugal travel tips, real expenses and why it was worth every cent.
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Mini-Retirement is Finally Here: 4 months of Adventure
“Our mini-retirement has begun! Four months of travel, freedom, and intentional living – embracing time rich adventurers across South America.”





