Who We Are
Time Rich FI is a personal blog operated from Australia and available at https://www.timerichfi.com.
This policy explains how personal information is collected, used, and protected in accordance with the Australian Privacy Principles (APPs) set out in the Privacy Act 1988 (Cth).
Information We Collect
We may collect personal information such as your name, email address, and IP address when you:
- Leave a comment or fill in a contact form.
- Subscribe to updates or newsletters.
- Interact with the site through cookies or analytics tools.
Only information necessary for the functioning of the site or communication with you is collected.
Comments and Profiles
When visitors leave comments, the data shown in the comment form, along with the visitor’s IP address and browser user agent, are collected to help detect spam.
An anonymised hash of your email may be sent to Gravatar to check if you use that service.
After approval, your profile image is publicly visible next to your comment.
Media
Avoid uploading images containing embedded location data (EXIF GPS). Visitors can download and extract such data from posted images.
Cookies
Cookies help improve your browsing experience.
Examples include:
- Saving your name and email when you comment so you don’t need to re-enter them next time.
- Remembering login details and display preferences.
You can disable cookies in your browser settings, though some site functions may not work correctly.
Analytics and Third-Party Services
We use tools such as Google Analytics to understand visitor behaviour (e.g. pages visited, country, time on site).
Data is collected in aggregated, anonymised form and helps improve site content.
You can opt out by disabling cookies or installing the Google Analytics Opt-Out Browser Add-on.
Embedded Content from Other Websites
Articles may include embedded content (videos, images, etc.). Embedded content behaves as if you visited the external website directly and may collect data or use cookies according to that site’s own policy.
Affiliate and Advertising Links
Some pages may include affiliate links (for example, Amazon Associates). If you make a purchase through these links, Time Rich FI may earn a small commission at no extra cost to you.
See our full Disclosure & Disclaimer for more information.
How Long We Retain Your Data
Comments and their metadata are kept indefinitely so follow-up comments can be auto-approved. Registered users (if any) can view, edit, or delete their information at any time (except usernames). Administrators can also access this data.
Your Rights under Australian Law
Under the Australian Privacy Principles, you have the right to:
- Access the personal information we hold about you.
- Request corrections if information is inaccurate.
- Ask for deletion of your data (except where retention is required by law).
To make a request, contact us via the Contact page. We may require verification of identity before releasing or amending any information.
Data Storage and Security
Data is stored securely through WordPress and its hosting providers, which may operate servers outside Australia. Reasonable steps are taken to protect personal data from misuse, loss, or unauthorised access.
Where Your Data Is Sent
Visitor comments may be checked through automated spam-detection services such as Akismet, which may process data on servers outside Australia.
Changes to This Policy
This policy may be updated periodically to reflect site changes or legislative updates. The “last updated” date will appear below.
Last Updated: October 2025
Contact
If you have questions or concerns about this Privacy Policy or wish to exercise your privacy rights, please contact me via the Contact page.