Savings rate
I am naturally a saver, it might be that the the eight years as a poor student have a part to play. As a medical student we had about 32 contact hours in lectures/tutorials. Outside… Savings rate
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Pay myself first
I first came across the concept of pay yourself first in The Barefoot Investor by Scott Pape in 2016. At that time I was saving for a house deposit, I had an online savings account… Pay myself first
Turning point
It was 2016 when my time was not my own, prior to making any plans I had to check my roster. Sorry I am working all weekend, sorry I am on night shifts for next… Turning point
What to do when plans don’t go to plan?
TheFrugalDoctor and TheHandsomeSurfer are going to be visiting Argentina for the first time together how exciting! Our first stop in Argentina will be Purmamarca. From San Pedro de Atacama, Chile to Purmamarca, Argentina it will… What to do when plans don’t go to plan?
What is the cost of visiting the Galápagos Islands?
We almost were not going to go the Galápagos during the mini-retirement. Why? Because TheFrugalDoctor thought that the cost was going to take about a quarter to a fifth of the mini-retirement budget. TheHandsomeSurfer was… What is the cost of visiting the Galápagos Islands?
Mini-retirement is finally here!
The sun is rising on the horizon as we look forward to the first lag of our 4.3 month mini-retirement. TheFrugalDoctor can’t help but ponder what the next few months are going to bring. TheHandsomeSurfer… Mini-retirement is finally here!
Does my stuff own me or do I own it?
Who will look after the house whilst you are away? What are you going to do about the gardening? What are you going to do about the house plants and the backyard chicken. What about… Does my stuff own me or do I own it?
SALE! Market is down debt recycling opportunity?
TheFrugalDoctor loves a bargain it is early March 2025 TheStockMarket is in the red it’s been “tumbling” down. The goal for the financial year ending June 2025 is to invest $52 500 into my taxable… SALE! Market is down debt recycling opportunity?
Know your why? Life is a marathon
The other day a patient paid me a compliment that made my day. This was the first time I had consulted with them. “Doc I can tell you are NOT doing this for the money,… Know your why? Life is a marathon
Opportunity cost: my $23 800 car cost me $159 900?
In January 2013 TheFrugalDoctor bought their very ever first car for $23800. I paid cash for it. I delayed the buying of the car by a whole year. During internship I used to be get… Opportunity cost: my $23 800 car cost me $159 900?
Running farther, bring on my first marathon!
I could have given up two months ago when I was not tracking well with my running. I did it I ran farther this year than last year. It was a total of 766.4 kilometres… Running farther, bring on my first marathon!
Increasing Income by moving from Self Employment to Employee?
It has been 3 months now since I quit being self employed to become an employee. TheFrugalDoctor was previously working as a sole trader in a general practice clinic. General practitioners (GPs) in Australia can… Increasing Income by moving from Self Employment to Employee?