Designing Life Around Time and Freedom
Welcome to Time Rich FI by The Frugal Doctor. I am a general practitioner (GP) in Australia (primary care physician). Early 40s, married to The Handsome Surfer. Together we’re on a journey to Financial Independence (FI). For me, FI isn’t just about retiring early. It’s about designing a life that values time, health, and freedom.
As a GP, I meet people from all walks of life who share their struggles — mental health, relationships, money, and purpose. The pandemic years were both confronting and transformative. As a frontline doctor during COVID-19, I saw firsthand how fragile and precious time really is. Since then, I’ve been more determined than ever to live intentionally and live life on my own terms.
Time is the Best Medicine
Time has always shaped my work in medicine. From rushed consults to moments spent with patients facing life and death decisions. Those experiences taught me that time is the real wealth. Balancing work with wellbeing, making time for relationships, and slowing down are as vital as financial security. My goal is to be time rich, not just financially free.
Build Passive Income & Designing Life
Work is more meaningful when you don’t have to do it for the money. That’s what drives me: creating passive income streams and designing a lifestyle I choose. For me that includes running with nothing but my own thoughts. Surf lessons with The Handsome Surfer, learning Spanish, scuba diving, traveling and embracing simple joys.
My Hope
By sharing my journey, I hope to inspire you to reflect on what financial freedom means for you. That is to design a life that’s truly time rich, where money supports your values, not the other way around. Thanks for being here. Feel free to explore the posts, comment, and connect.