Choose Freedom. Live Intentionally. Build Wealth on Your Terms
Welcome to Time Rich Financial Independence (FI) a space where financial independence meets intentional living. I’m The Frugal Doctor a general practitioner (GP)/primary care physician sharing my journey toward financial freedom and a life designed with purpose.
This path isn’t just about numbers or early retirement — it’s about creating time for what truly matters. Through frugality, investing and intentional living, I’m learning to live life to the fullest. Running along quiet coastlines, surfing new breaks with my husband The Handsome Surfer and exploring the world one mini-retirement at a time. For me, financial independence is about health, freedom and the joy of truly living.
I haven’t figured it all out, but I’m learning as I go. Time Rich FI is about progress, not perfection: embracing simplicity, growth and freedom. My hope is that it inspires you to live intentionally and build a life that’s rich in time, health and meaning.
Blog
Read reflections, stories and tips by The Frugal Doctor. All images are from our travel adventures afar and at home.
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Superannuation in Your 40s: It’s Not Too Late to Catch Up
The gender super gap is real, but your 40s offer powerful catch-up…
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How We Manage Money as a Couple (Without Fighting)
Managing money as a couple doesn’t have to lead to fights. Here’s…
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How Much to Tip When You Travel in South America?
Tipping abroad isn’t just about money – it’s about gratitude, fairness, and…
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For a doctor’s prescription, remember – time is the best medicine.
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